Everything here hangs off two things you own: your accounts (what you actually hold) and your target models (what you mean to hold). Every other page reads one or both. Rebalancing trades to close the gap between them, Projection asks how long your balances last, and the Screener finds funds for a model's slices.
The setup, in order
- Create an account on Accounts. Import a broker CSV for the full history, or start from a statement. Guided setup walks this chain end to end.
- Get a target model: build one, pick a starter, or derive one from what the account already holds.
- Assign the model to the account (edit the account, pick it as the target). This assignment is the hinge. Nothing comparative works without it.
What reads them
- Rebalancing measures each account against its model and proposes the trades that close the gap. The Dashboard's drift and estimated-rebalance figures are that same comparison, watched.
- Projection seeds from your real account balances by tax treatment as live balances under scenario assumptions, then simulates whether the money lasts.
- The Screener works for the model: each slice's category defines which funds fit, and Swap writes your pick straight back into the slice.
Better funds refine the model; trades keep accounts on it; the projection says whether the whole thing is enough.
Models change by adding dated versions, never by rewriting history. Backtests and rebalances stay honest about what you actually held.